What to do when a fire damages your commercial business?
Are you prepared?
When your business suffers from water or fire damage, there are several things that you need to get your business back in working order.
1. Did I File an Insurance Claim?
Make sure to know your insurance agent, so that you can quickly get in contact with them. Before you try to claim damage that occurred from flooding or other types of weather-related events, it is important to ask yourself if you filed an insurance claim and whether you received any compensation. If you have business insurance, check with your agent concerning your options before you file.
2. How Much Can I Claim?
The total amount you can claim will likely depend on past insurance claims and the type of damage your property endured. Schedule a meeting with your insurance agent before an emergency occurs, so that you are up to date on what and how much you can claim for your business.
3. How Long Do I Have To File?
You want to make sure you can file before secondary damages occur. A lot can deter your agent from being able to accept insurance claims, so having your ducks in a row, and efficiently, can be helpful.